Serving US-Based Startups & Enterprises

Helping Startups Build & Scale Products

Trusted by US startups and enterprises. We build digital products that ship on time. San Diego office. US timezone. USD pricing.

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Ready to bring your digital vision to life?

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200+ Projects

8+ Years Experience

50+ Expert Developers on Team

4.9★ Avg Rating

Our Clients

What We Build

Solutions That Scale. Services That Deliver.

All Services

Web Development

Scalable React, Next.js & Node.js applications built for performance.

Mobile App Development

Native-quality iOS & Android apps. React Native & Flutter.

MVP for Startups

From idea to funded product in 6 weeks. Lean, fast, fundable.

Dedicated Teams

Senior engineers embedded in your team. US timezone aligned.

AI Development

LLM integrations, AI features & ML pipelines for modern products.

UI/UX Design

User-centered Figma designs to pixel-perfect production UIs.

What Working With Us Looks Like

Discovery Call We spend 30 minutes understanding your product, your goals, and your timeline. No templates, no sales script.
Proposal Within 48 hours you receive a clear scope, timeline, and cost breakdown. Written in plain language, not agency jargon.
We sign agreements, set up your Slack channel, Jira board or other management tools, and your dedicated team starts within one week.
Weekly Sprints Every Friday you get a demo, a written update, and a clear plan for the following week. You are never left wondering what is happening.

Proof of Work

Results That Speak for Themselves

View All Case Studies

US Fintech Mobile & Web Platform

Bank316

The Problem

A fintech startup aimed to simplify digital banking for modern users but needed a secure, scalable platform that could support seamless account management, fast transactions, and strong data security.

Our Solution

We developed a secure fintech platform with modern web and mobile applications, integrating advanced authentication, real-time transaction tracking, and scalable cloud infrastructure.

40K+

Active Users

4.7★

User Rating

2.5x

User Growth

Read Full Case Study

FinTech BNPL Early Wage Access AI Integration

ThirdRoc

The Problem

Fintech lending platform needed AI-powered credit risk analysis across hundreds of daily applications, but every borrower check, admin review, and compliance pull was triggering a separate API call. Costs were compounding fast and margins were at risk.

Our Solution

We built a "generate once, retrieve always" architecture. One structured OpenAI API call fires at application submission, the report is stored against the borrower's record, and every subsequent access pulls from the database.

80%+

AI Cost Reduction

200ms

Decision Speed

10x

Scale Ready

Read Full Case Study

Client Voices

Don't Take Our Word for It.

View All Client Testimonials

★★★★★

SMT Labs delivered our entire React Native platform in under 8 weeks. Their team communicated in our timezone, hit every milestone, and built something our users actually love. We went from 0 to 50K downloads in 4 months no other agency could have done that.

Michael Eshragh

CEO · MoveIt · San Diego, CA

via Clutch

Incredible team. On-time delivery, transparent Slack updates, and genuinely senior engineers on our project. Would not build with anyone else.

Randy Maher

MoveIt · USA

We needed a tech partner who understood US startup culture. SMT Labs nailed it fast iterations, lean process, zero excuses. Highly recommended.

Robert Daniel

AbleRisPacs or TeleRad · USA

SMT Labs built our SaaS MVP on time and within budget. Quality better than agencies twice the price. They became a true extension of our team.

Safraz Sears

Reframe · USA